Are you looking for a loan? Whether you are in need of a business loan or a personal loan, knowing what the lender is looking for will help you when it comes time to qualifying for your loan. While you might be under the illusion that your credit is good, if there is anything bad in your credit, your lender will find it. What determines if you are qualified for a loan or not? According to an article on Entrepreneur, the banker is first concerned about how they will get the money back then they look at how they can make money off lending you the money with the interest by getting you to open up more accounts with them. Your banker (the one lending you the money) is concern about whether or not they will ever see the money again. If you appear as a risk (something bad in your credit) your lender will not lend you money. If you are looking to increase your chances of scoring a loan you should follow these suggests: have a good business plan, invest some of your own money, check out a various banks, consider renting instead of buying, and check into your credit report first. What is your lender interested in? Your lender will be looking at the following: your ability to pay the loan back, what type of college you have, whether or not you have a job, and your bank accounts.
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